April News: INFLATION – SET POVERTY

Our hearts go to South Sudanese Refugee children stranded in Kampala and has no possibility to study due to poverty. Please consider giving $35 to send a child to a boarding school in Uganda for 30 days – through our tax deductible partner GlobalGiving. Your donation will combine with other gifts to make a tremendous impact! <Send A child to school for a month!> Without opportunities, the poor often become bound to their dire circumstances – helpless and defenseless to escape the harsh realities of… Read More

Our Clients Hugely Happy

HO grants a tailor-made loan product to serve the need of economically- active returnees who are not served by the banks because of lack of collateral security. We believe the entrepreneurs who lack enough capital to start or expand existing trade should be given a chance to success. Our goal is to give them money to engage in income generating activity. We do our best to reach economically marginalized women and returnees in every corner of Magwi County. With funding from W4, currently we are… Read More

JanNews:DEKI Programmes Director Visited Palabek Kal

International Programmes Director, Diane Dafla, from Deki.org.UK, had been in Uganda this January visiting a number of our clients and their leaders in the outskirt of  Kampala, and Palabek Kal, northern Uganda. For the few days, she spent she get to know some of our clients and group leaders. While, in the north, she visited their homes, took pictures, and interviewed few. Women in Palabek Kal loved her, almost everybody she met desire to take a picture with her, Josephine Otema said. In these two… Read More

She Relocated to Acholi Quarter 20 years Ago

Achiro Agnes Kasule is 62, a widow and has two children aged 39 and 20. Her eldest child is living independently near her mother’s house. Achiro, her youngest son and her grandchildren live in exile in Banda, a suburb of Kampala city.  For the loans, she borrowed, had always repaid on time. This is her tenth loan fully funded pending disbursement. Achiro is an Acholi, originally from the village of Pajok in South Sudan, close to the south Sudanese-Ugandan border. In the past years, there… Read More

Loan Margret Money to Expand Her Business

Margret is a 45-year-old married woman supporting two grandchildren. She is a business woman who sells charcoal in Kajjansji. She has been involved in this business for the last four years, enabling her to meet some of her family’s immediate needs and pay her grandchildren’s school fees. School is not free in Uganda, where she and her family live as refugees. Margret aspires to buy a lorry in the next five years to transport sacks of charcoal for retailing and to run the lorry as… Read More

Help Betty Take Care of an Extended Family

Betty, 41, works hard to support herself and her family. Betty is married with three children, all of whom go to school (which is not free in Uganda). Betty has worked in a retail charcoal business in Kajjansji for four years now. Her husband has been jobless for ten years, and she also supports two siblings and her mother-in-law. Betty is aspiring to rent a store big enough to warehouse 200 sacks of charcoal to sell to restaurants and schools. Her hope is to save… Read More

Change the Lives of Three Generations

Mary, a 63-year-old widow, sells charcoal to support herself and two of her brother’s grandchildren, and has done so for four years. She lives in poverty as there is no welfare system to help senior citizens in her community. To provide food and pay rent, Mary has to maintain a business to sustain herself and her dependents. Mary has a difficult time paying medical bills whenever she or her dependents fall ill. Her other major challenge is the high cost of transporting charcoal to her… Read More

Loan Akot Money to Open a Sports Bar

Akot is a 49-year-old mother who became a widow ten years ago when she lost her husband, the sole provider for the family. Being a widow with three children opened her eyes to work hard. She started selling local brew called “Marwa” made from white millet in a friend’s bar. Akot later opened her own bar and expanded the business to selling other beverages to meet the varying demand of her customers. Through this business, she has been able to fund her children’s education (it… Read More

Help Agnes Earn Money for Her Kids’ School Fees

Agnes, 31, is a married mother of five children who runs a little bar so that she can provide for her family and pay her children’s school fees. School in Uganda, where Agnes and her family live as refugees, is not free. Agnes has to work very hard because her husband has been unemployed for many years, making her the family’s sole breadwinner. She currently works from 8 a.m. to 6 p.m. six days a week to make ends meet. Agnes has requested a loan… Read More

Empower Rose to Expand her Drink Sales

Rose, 47, makes a living producing a traditional drink in Uganda made of millet and bananas. She will invest her loan into stocks of ingredients needed to make the drink. She will then sell the drink in her local community. Rose is divorced and she has seven children. Three of the eldest girls have completed school education and are now married. Rose works long days, until 11 p.m. every evening. She will be able to improve her standard of living with the help of the… Read More

Loan Josephine Funds for a Sewing Machine

Josephine, 38, works as a seamstress. She is a skilled worker and she would like to expand her business. She has more orders for school uniforms than she can meet. She will invest the loan funds into fabrics, materials, and a new sewing machine. This investment will help her diversify her work and serve a wider client base. Josephine is a divorced mother of two (ages 17 and 14), and the children will soon be independent, although they are still in school. School in Uganda… Read More

Loan Zainabu Funds to Expand Her Food Store

Zainabu, 47, makes a living selling vegetables and other groceries in her little shop. She is a hardworking businesswoman set on growing her business. She will use her loan to expand her shop’s inventory and attract more customers. Zainabu is a single mother taking care of her two children (ages 16 and 5). They are both in school, with the younger one in primary school. Schools in Uganda are not free. She also supports her elderly parents. Zainabu typically works long days from 9 a.m…. Read More

Empower Joan to Sell More Clay Wood Stoves

Joan, 33, runs a business making and selling clay wood stoves, which are common cooking devices in her community. She sees a lot of potential in the business and is taking steps to expand her activities. She will use her loan to buy spades, a wheelbarrow, hoes, and raw clay production materials. With more modern tools and materials, she will be able to make more stoves in less time, increasing her profits. Joan is married and a mother of two (ages 12 and 5). She… Read More

Help Margaret Diversify Her Food Sales Business

Margaret, 46, makes a living selling various food products. She will invest the loan money into her business to diversify her activities. She will buy cooking oil, onions, rice, salt, and other necessary ingredients. Margaret is a married mother of five. Three of her five children still go to school and will need some support for the years to come. She also often cares for her grandchild (pictured). Her loan will enable her to gradually grow her business and start saving money for the future. Margaret’s long-term… Read More

Loan Anna Funds to Buy Charcoal in Bulk

Anna, 47, makes a living selling charcoal in her community. With the microloan, she will be able to buy larger quantities of charcoal at once and get a better price. This will increase her profits. Anna is married and a mother of eight children. Three of the youngest are still in school. She also supports a sibling and two grandchildren. She typically works very long days to support her family: 12-hour days from Monday to Saturday selling charcoal. This loan will enable Anna to improve… Read More

Help Beatrice Expand Her Linens Crafting Business

Beatrice, 43, makes a living making and selling tablecloths and other household linens in her community. Before setting up her business, she stayed at home, taking care of her children, not earning her own income. Beatrice will invest the loan funds into buying materials and fabric needed for her crafts. She is divorced and the sole provider for her three children. The loan will be a much-needed boost for her business and will enable her to take better care of her family. Her goal for… Read More

Empower Esther to Buy Charcoal in Bulk

Esther, 45, is in the business of selling charcoal. She will invest the loan funds into buying five sacks of charcoal to resell in her community. By buying bulk, she can save money and time and increase her profits. Esther is divorced and has four grown-up children who have already finished school. Her youngest is 16. She now takes care of her grandchild. Select your donation option:Deki (our microloan partner)Learn More About Donation Options The loan will help her to save for her long-term business… Read More