Teresa Amyel knew that setting up a business selling out foodstuff will fill a gap in her household needs that she lost in 20 years of constant civil. Nevertheless the 59-year-old on a meager salary could not find a single bank willing to grant her a loan. In spite of this, Amyel has been able to fulfill her dream, because of microcredit. Before she got microcredit, she did not know these kind of loans were available in Magwi County and Southern Sudan. However, she thinks… Read More
Empower a Single Mom to Keep Her Kids in School
Florence is a 42-year-old single mom of five children, all of whom attend school. She operates a tiny restaurant on the street to earn money to provide for her family’s basic needs and pay her children’s school fees. Her dream is to save enough money to purchase a piece of land to build a house with a shop in front. Florence will invest her loan capital into dried beans, peas, maize flour, cooking oil, wheat flour, onions, rice, and smoked fish. She also plans to… Read More
Loan Santa Money to Make and Sell Bread
Santa is a 27-year-old married woman living with her three children (ages 9, 7, and 3). She also cares for an orphan from a distant relative. Santa makes and sells bread to make ends meet and pay her children’s school fees. She is her family’s main provider because her husband has been unable to find work for a while. He does earn some money farming, but his income is sporatic. She aspires to see her children through university studies and build a bakery of her… Read More
Empower a Mom to Expand Her Business
Susan is a 44-year-old married woman who lives with her four children and her husband in Magwi County, South Sudan. For the past three years, she has been burning wood into charcoal to sell to make money to provide for her family and pay her children’s school fees. She aspires to build her family a permanent home, expand her businesss, and save money for her and her family’s future. With her loan, Susan will buy two wheelbarrows, a hoe, a panga, an axe, and 200… Read More
Help a Family of 10 Thrive, Not Just Survive
Susan is a 32-year-old married woman caring for a large family. She has five children ages 20, 18, 13, 10, and 6, and she also takes care of three orphans. Currently, seven of her children attend school. Susan’s husband has been unable to find work for a while now, so Susan is the sole breadwinner for her family of 10. To make ends meet, she buys and sells women’s dresses, offers sewing services, and sells other essential commodities from a kiosk. She is an ambitious… Read More
Loan Madalena Money to Increase Her Herd
Madalena is a 44-year-old married woman with seven children living with her family in Magwi County in South Sudan. Her husband is a seasonal farmer making a meagre income. To provide for her family’s basic needs and pay her children’s school fees, she is teaching basic English at a primary school just to survive because she is not a teacher by training. Madalena also raises goats as a small side business and plans to expand her farm because business is booming along the South Sudan-Uganda… Read More
Loan a Mom Money to Start a Second Business
At 37 years of age, Grace is taking care of a large family. She has four children of her own, and she also cares for three children from her brother’s first wife and two from his brother-in-law. The children are still in school and depend on Grace to provide them with food, shelter, and school fees. She hopes to build a permanent house for her family and see all the children in her care through a university-level education. To make money to provide for her… Read More
Help Olga, a Single Mom, Educate 6 Kids
Olga is a 53-year-old single mother caring for her four children and two orphans in Magwi County, South Sudan. All the children in her care attend school. To provide for her family’s basic needs, she works at the local Health Department in Magwi County. She supplements her salary baking bread and selling it in a kiosk. She also sells sugar, tea, coffee, Coca-cola, salt, onions, and cooking oil. Olga hopes to one day open her own shop in Magwi County and sell groceries. Olga will… Read More
Help Ersilia Expand her Poultry Business
Ersilia is a 61-year-old single woman who takes care of a relatives’ seven children as well as her deceased sister’s three orphans. She is supporting ten children in getting an education using the money she earns from her business. Ersilia raises chickens and sells chickens and eggs, both of which have a big market in Juba and Torit. From this business, she’s been able to put food on the table for her large family and pay school fees for ten children. Ersilia aspires to expand… Read More
Empower Alba to Buy Cold Drinks in Bulk
Alba is a 23-year-old mother living with her husband and an 11-month old baby in Juba. Her husband is struggling to find a good job, making the family income inconsistent. To provide for her family, Alba started to sell cold drinks: soda, passion fruit, Fanta, and kerekada (red dried fruit). Since it is very hot in Juba, cold drinks have continual high demand. Alba plans to diversify her cold drink kiosk, which is located in a busy market for second hand clothes for babies known… Read More
Help Santa One Day Build a Restaurant
Santa is a 46-year-old mother of four children living with her husband in Magwi County. She’s been running a tiny restaurant to make money to provide for her family’s basic needs and pay school fees for her children. She’s the only breadwinner for her family to put food on the table. Her husband has been struggling to find work for a while. She aspires to earn enough extra money to be able to build her own restaurant in a more promising location. She also dreams… Read More
Assist Simone in One Day Having a Home
Simone is a 26-year-old married mother of four children (ages 14, 12, 10, and 3). She sells bananas, watermelon, and soft drinks to make money to provide for her family and pay her children’s school fees. Her kiosk is in a central location, which has high foot traffic of 250 customers a day. Simone dreams of buying a van to run her business out of as well as building her family a permanent shelter to live in. She will use her loan to buy bananas,… Read More
Help Rekele Expand Her Beekeeping Business
Rekele is a 51-year-old woman living with her husband in Omilling country in South Sudan. Seven years ago she started her own business producing and selling bee’s honey. She learned her trade from the Onura women’s beekeeping organization. She puts determination and love into her work to make enough money to support her and her husband’s basic needs. She aspires to expand her sales to other areas and build a house for her and her husband to live in. She also would like to adopt… Read More
Empower Abwoo to Sell More Cold Drinks
Abwoo is a 49-year-old mother living with her four children and husband in Torit. For the past three years, she has been selling bananas, mangos, and oranges to make money to provide for her family’s basic needs and pay her children’s school fees. She receives help from her husband to run a cold drink kiosk. She dreams of one day building her own shop so she can expand her business and make enough money to educate her children and safe for the future. Abwoo will… Read More
Loan Jane Money to Support Her Siblings
Jane is just 20 years old and she is already supporting a large family on her own. Since her mother died three years ago, she has been taking care of her siblings ages 16, 12, and 10. Jane has been doing small-scale farming to make money to provide for her and her siblings. She plans to enroll her siblings in school as soon as she can afford for them to go. She hopes the ten sacks of maize she harvested this year will generate enough… Read More
Help Hellen Diversify Her Food Sales Business
Hellen is a 27-year-old mother of three children (ages 11, 6 and 3). Two are in school, and the youngest goes to daycare. Her husband is currently unemployed, which means that Hellen is the main breadwinner for the family. She sells beans, silver fish, smoked fish, onions, and green vegetables working from 7 a.m. to 4 p.m. every day. She only takes Sundays off. Hellen will invest her loan into two bean sacks, one sack of silver fish, one sack of smoked fish, one sack of onions, and two large cartons of… Read More
Loan Beatrice Money to Sell Food Items
Beatrice is 27-year-old mother of two children (a 5-year old boy and a 2-year old girl). She also supports her late brother’s three children. Currently, her husband is unemployed, which is making things hard for the family. Beatrice has started selling smoked fish, silver fish, cooking oil, maize flour, sugar, bean, rice, and onions to earn money to provide for her family’s basic needs and pay school fees for her two children and the three orphans in her care. She aspires to one day build her own… Read More
Empower a Mother of 5 to Expand Her Business
Safinah is 49-year-old married mother of five children (ages 17, 15, 13, 10, and 8). She’s the sole breadwinner in her family. Her five children go to a primary school. Safinah runs a kiosk where she sells soft drinks and beer to provide for her family’s basic needs as well as her children’s school fees. She would like to move her business to an area with more foot traffic so she can increase her sales and profits. Her dream is to save enough money to build a permanent home for her… Read More
Help a Mom Send Orphans to University
Jane is a 33-year-old married woman living with her two children (ages 16 and 2) and her husband. She also takes care of four orphans. Five of the children go to school. Jane sells staple foods to customers around her community to make a living and pay her children and the orphans’ school fees. She’s the only breadwinner in her family because her husband has been unable to find work. She aspires to build a bakery to earn enough money to send all the children… Read More
Loan a Single Mom Money to Open a Guesthouse
Rebecca is a 28-year-old single mother of two children (ages 4 and 2) living in Magwi County, South Sudan. She faces many difficulties raising her children in the absent of their father without money. To provide for their essential needs, she started a little business selling beans, maize, cooking oil, cabbages, yellow banana, and onion. Rebecca started this business not only to provide for her family but in the hope that she could make enough money to fulfill her dream of opening a guesthouse. Sadly, at… Read More
Help Joyce Diversify the Items Sold in Her Kiosk
Joyce is a 34-year-old single mother of three children—ages 15, 13 and 4 years. All her children are in school. Joyce operates a soft drink kiosk to provide for her family and also meet her children’s educational needs. She intends to diversify her business by selling secondhand clothes and shoes to people in the surrounding areas. This will enable her double her income. A severe lack of capital, however, prevents Joyce from moving her business to the next level. She needs to sell many more drinks to be able to save enough… Read More
Loan Grace Funds to Buy Charcoal in Bulk
Grace is a 32-year-old mother of three children (ages 15, 13 and 10) who are still in school. For four years, she’s been selling charcoal and firewood to make money to provide for her family and pay her children’s school fees. Some of her money also goes to treat her husband who is disabled and needs medicine. She’s the sole breadwinner in her family. In the future, Grace hopes to buy a piece of land to build her family a permanent three bedroom house along… Read More
Jan. News: Kick Start Microloan Programme
In late November and early December James Collett visited Hope Ofiriha (HO) on behalf of our new partner Deki. He was met at the airport by Alice Amwony who manages our local operations in Magwi, Juba, and Uganda. HO microloan is in its nascent stage with a network of two branches in Juba area. However, it has already mobilized 1,000 poor women into 50 groups, and the disbursement of the first loans to 20 women borrowers starting this January. The initial experiences in Juba suggest… Read More
James Collett: Welcome to Magwi County!
James is arriving South Sudan today from UK. During his visit he will train HopeOfiriha staff, and volunteers with a know-how skill to use mambu in it unique microloan initiative which started after the formation of the partnership few months ago. James’s main reason of visiting is to make sure thing is working well from the beginning. James Collett is a team member of Deki.org.uk Mambu enables any MFI to deliver state-of-the-art banking through its software-as-a-service cloud solution. Agile, flexible and open, Mambu eliminates the… Read More
Help Alai Diversify Her Tea Business
Alai, 33, lives in Magwi county in South Sudan and makes a living running a small tea stall. She will invest the loan money into buying stock: sugar, flour, milk, and other necessary ingredients for her business. With the loan, she will be able to diversify her business and bring in more customers. Before setting up her business, she didn’t have her own income. She is a recent South Sudanese returnee/refugee from Sudan. Alai is a divorced mother of three children (ages 12, 10, and… Read More
Loan Christine Funds for a Wood Cutter Machine
Christine, 47, makes a living producing and selling charcoal. She will invest the loan funds into a wood cutter machine and sacks so that she can expand her production. Christine is a widow single-handedly caring for four children (ages 14 to 22) and three siblings. Before setting up her own business, she worked for someone else as a porter. Now she feels that by working harder, she can take control of her own earnings. The loan will help her to expand her business and start… Read More
Help Anna Buy Two Cell Phones
Anna, 37 has two jobs: she is the village midwife, and she also runs a phone kiosk in her village. With the loan funds she will buy two mobile phones and pre-paid phone cards. This will help boost her business. Anna is a widow and a sole supporter of her five children. Her children are ages 9 to 20, and the two oldest have finished school. She also supports her elderly mother. In the mornings, she works at the village clinic and in the afternoons… Read More
Loan Laura Funds to Start Selling Charcoal
Laura, 68, is setting up a charcoal retail business in South Sudan. A widow, her six children are grown and living on their own. She , however, supports three orphans who are under her care. Laura currently sells second-hand clothes but wants to switch to selling charcoal because it is more profitable. She will invest her microloan into 10 sacks of charcoal, which she will then sell in her community. Being able to buy the goods upfront and in bulk will increase her profits and… Read More
Laura Iteng: Our First Deki Entrepreneur
Laura (68) who is one of our first entrepreneurs to request a loan from our partner Deki is setting up her business in charcoal retail. Now a widow, she has raised her 6 children who are now making their own lives. She currently supports three orphans who are under her care. Until now Laura has been selling second hand clothes but she is changing trades because charcoal retail will be more profitable for her. She will invest the loan into 10 sacks of charcoal, which… Read More
Help Mary Buy New Furniture for Her Restaurant
Mary, 38, is among the first of Hope Ofiriha’s entrepreneurs from Magwi, South Sudan. She is a mother of three children (aged 10, 7, and 3) who runs a small restaurant. Mary needs an investment to expand her restaurant and take her business to the next level. With her loan, she will buy chairs, tables, and the various ingredients needed for cooking meals. The loan, combined with hard work, will make a big difference to her restaurant. Mary can start saving the extra income to… Read More